Done with School! Want to pay off bills

| Listing Information | |||
|---|---|---|---|
| Amount: | $9,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 39% |
| Lender Rate: | 13% | Borrower: | DBOYNTINA |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-14 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Nov 10, 2007 | Current |
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Purpose of loan: I have been out of nursing school for about 1 year. I have been trying to pay off my student loan and credit cards used while I was in school, but its not making a dent! My husband and I just had a son about 6 months ago and I am trying to plan for his future as well as ours. I have very few delinquencies. I am trying to make a difference in my life which is being debt free! Please help my family and I in acheiving our goal. Thanks My financial situation: I am an excellent person for this loan because, I have a great job that allows for overtime. I am very responsible, have 2 deliquencies over the past 7 years. I am working 1 full-time (3days a week) and 2 per diem jobs in which there is always hours to be worked. My husband also has a great job in Probation he has been there for the past 7 years. Monthly net income: $ 5400 My husband's income $3600 net Monthly expenses: $ Housing: 2900.00 Insurance: 100.00 Car expenses: $ 500.00 Utilities: $ 120.00 Phone, cable, internet: $ 114.00 Food, entertainment: $ 400.00 Clothing, household expenses $ 200 Credit cards and other loans: $ 1100.00 Other expenses: $ Day care 280-400/mo |
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