p2p lending at lending club
Done with School! Want to pay off bills
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Listing Information
Amount: $9,000.00 Status: Loan created
Grade: B DTI: 39%
Lender Rate: 13% Borrower: DBOYNTINA
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-11-14 EricsCC ROI: 10%
Status History
Nov 10, 2007 Current
Purpose of loan:
I have been out of nursing school for about 1 year.  I have been trying to pay off my student loan and credit cards used while I was in school, but its not making a dent!  My husband and I just had a son about 6 months ago and I am trying to plan for his future as well as ours.  I have very few delinquencies.  I am trying to make a difference in my life which is being debt free!  Please help my family and I in acheiving our goal.  Thanks

My financial situation: 
I am an excellent person for this loan because, I have a great job that allows for overtime.  I am very responsible, have 2 deliquencies over the past 7 years.  I am working 1 full-time (3days a week) and 2 per diem jobs in which there is always hours to be worked. My husband also has a great job in Probation he has been there for the past 7 years. 

Monthly net income: $ 5400  My husband's income $3600 net

Monthly expenses: $
  Housing: 2900.00 
  Insurance: 100.00
  Car expenses: $ 500.00
  Utilities: $ 120.00
  Phone, cable, internet: $ 114.00
  Food, entertainment: $ 400.00
  Clothing, household expenses $ 200
  Credit cards and other loans: $ 1100.00
  Other expenses: $ Day care 280-400/mo
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