Loan Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $14,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 15% |
| Lender Rate: | 21% | Borrower: | sunrise0114 |
| Finished | State: | MN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-11-20 | EricsCC ROI: | -55% |
| Status History | |
|---|---|
| Nov 23, 2007 | Current |
| Aug 04, 2008 | Late |
| Aug 21, 2008 | 1 month late |
| Sep 21, 2008 | 2 months late |
| Oct 21, 2008 | 3 months late |
| Nov 21, 2008 | 4+ months late |
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Purpose of loan: Consolidate credit cards I working at getting a business line of credit. I need to consolidate my credit cards because it is hurting my overall credit score. This probably won't be a long term loan. Honestly, I may pay off early once I establish some business credit. Oddly, I can not yet because my credit card usage is high compared to my credit limits. My financial situation: I earn 6 figure income, own multiple investment property, and have perfect credit except for my credit card balances and a bankruptcy from 8 years ago. My life have turned around great since then. I have used my credit cards to fund various projects on my 4 rental properties. Monthly net income: $ 104,000 per year Monthly expenses: $ 5385 Housing: $ 2575 Insurance: $ 300 Car expenses: $ 600 Utilities: $ 215 Phone, cable, internet: $ 195 Food, entertainment: $ 450 Clothing, household expenses $ 350 Credit cards and other loans: $ 450 Other expenses: $ 250 |
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