p2p lending at lending club
Home Improvement
Homeownership Verified

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: AA DTI: 1%
Lender Rate: 7% Borrower: lender416
Time Left: Finished State: FL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-11-13 EricsCC ROI: 6%
Status History
Nov 10, 2007 Current
Aug 06, 2008 Payoff in progress
Aug 09, 2008 Paid
Purpose of loan:
I am seeking a loan to make minor improvements to my house.  The equity of the house is way more than the value of the improvements but I would rather not take out a home equity loan (cost + hassle).  I am also interested in evaluating the Prosper system.

My financial situation:
I have no debt, excellent credit, and am fully employed (current company for almost 10 years).  Have more than adequate income to pay off the loan.  The high number of credit lines includes past mortgages and credit cards that were paid off (over the past 25 years).  Your return on investment would be highly secure.

Monthly net income: $15,000+

Monthly expenses: $
  Housing: $ 2000
  Insurance: $ 2000
  Car expenses: $ 0
  Utilities: $ 175
  Phone, cable, internet: $ 130
  Food, entertainment: $ 500
  Clothing, household expenses $ 1000
  Credit cards and other loans: $ 0
  Other expenses: $ 6000
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