Consolidate High Interest Credit Cards

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Listing Information
Amount: $14,000.00 Status: Loan created
Grade: C DTI: 70%
Lender Rate: 19% Borrower: Piry79
Time Left: Finished State: OH
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Default Origination Date: 2007-11-13 EricsCC ROI: -9%
Status History
Nov 10, 2007 Current
Jul 01, 2009 Late
Jul 15, 2009 1 month late
Jul 17, 2009 Current
Jul 28, 2009 Late
Aug 15, 2009 Current
Sep 05, 2009 Late
Sep 12, 2009 Current
Sep 28, 2009 Late
Oct 15, 2009 1 month late
Oct 21, 2009 Current
Nov 14, 2009 1 month late
Dec 14, 2009 2 months late
Jan 14, 2010 3 months late
Feb 14, 2010 4+ months late
Feb 15, 2010 Default
Purpose of loan:
I need this loan to pay off some high interest credit cards and help improve my credit score.

My financial situation: 
I am a good candidate to pay back this loan because I am a very responsible person with a very steady job and a good salary. I am a Federal Law Enforcement Officer employed by the US Department of Justice. My wife also has a very steady job with a successful department store. 

Monthly net income: $ 4,000

Monthly expenses: $
  Housing: $ 680
  Insurance: $ 120 
  Car expenses: $ 480
  Utilities: $ 125
  Phone, cable, internet: $ 90
  Food, entertainment: $ 100
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 700
  Other expenses: $
Borrower's Other Listings
223371 Consolidate High Interest Credit Cards C $14,000 @ 19% Oct 30, 2007 Withdrawn
387095 Consolidate a Personal Loan! C $13,736 @ 15% Aug 23, 2008 Withdrawn
387290 Consolidate a Personal Loan! C $13,736 @ 15% Aug 23, 2008 Withdrawn
387292 Personal Loan Consolidation! C $10,500 @ 20% Aug 23, 2008 Withdrawn

 

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