Paying off a Personal Loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 15% |
| Lender Rate: | 10% | Borrower: | gwhizzo |
| Finished | State: | NY | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-13 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Nov 10, 2007 | Current |
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Purpose of loan: I'm asking for this loan to help pay off higher interest personal loan I took to combine my credit card debt. Since getting this personal loan from a banking institution, I've made inroads on all my other debt and this is the only high interest debt I have left. I'd like to pay this off with a Prosper loan to lessen the amount of interest I pay over the life of the loan. My financial situation: I am employed in a full-time capacity in the IT division of a higher education institution. In addition, I have a regular perlance (permanent freelance) assignment that helps me pay off debt. I don't live paycheck to paycheck, I pay all my bills on time, and I now manage my money well. Monthly net income: $ 3800 Monthly expenses: $ 3000 Housing: $925 Insurance: $ 40 Car expenses: $ 0 Utilities: $85 Phone, cable, internet: $125 Food, entertainment: $650 Clothing, household expenses $75 Credit cards and other loans: $1000 Other expenses: $100 |
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