Keeping on the Right Path!!!
| Listing Information | |||
|---|---|---|---|
| Amount: | $13,800.00 | Status: | Withdrawn |
| Grade: | HR | DTI: | 35% |
| Lender Rate: | 18% | Borrower: | amandahamm |
| Finished | State: | GA | |
| Funded: | 0% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
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About Me: Hi!! I am a 28 year old female that works for a construction company in Atlanta, Ga. I have been with this company for 4 years and have a very reliable income here. Current Finacial Situation: I am currently in fair financial shape even though my Experian Credit report doesn't reflect it, however, I was forced to file Chapter 13 bankruptcy approximately six years ago. However, I worked very hard to pay the 100% plan back in full two years before it was due to be discharged. Since this time, I have worked extremely hard to rebuild my financial security and my current credit is improving daily. Reason For Prosper Loan: Approximately 13 months ago, I began a medical journey that led to three surgeries over the course of three months. Although I have medical insurance, it only pays 80% after meeting a $5000 deductible. Since the listing of my previous Prosper Loan, I have been diagnosed with Fibromyalgia and have been forced upon the same medical bills that I paid off with the first loan. As you can see, even though I am considered high risk, my 1st Propser loan has been paid in full for 8 months with no delinquincies. If given this second opportunity with the additional amount, I will once again be able to consolidate medical bills in order to bring me out of HR status and back to the good credit grade I had before. I have finally began a wonderful path to recovery but as many people know, many small medical bills get forgotten and I want to be able to pay each of these off with one consolidated loan payment each month. Thank you all for your consideration again and the support is greatly appreciated!! Breakdown of My Montly Liabilities/Income: Monthly Income (Net): $ 3,351.83 **Bonuses and incentives provided from employer not included in this amount. My incentive package includes housing allowance, furnished health insurance, and vehicle provided by employer.** Housing: Furnished by Employer Vehicle Expenses (not provided by Employer): $400.00 Phone/Internet: $100.00 Cable: $100.00 Electricity/Water: $100.00 Food: $400.00 Credit Cards/ Other Liabilities (not including medical bills): $450.00 Misc. Expenses: $200.00 Previous Prosper Loan: $ 490.00 As you can see, there is approximately $1100.00 dollars left over monthly. I can ensure any and all lenders that this payment is covered sufficently in my monthly budget and it will be made on time each and every month. If given this opportunity, I can assure each and every one of those that put their faith, trust, and hard earned money into my loan will not be disappointed. Thank you in advance to all lenders!!! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 82720 | Medical Consilidation | HR | $13,500 @ 13% | Jan 08, 2007 | Withdrawn |
| 82793 | Medical Consolidation | HR | $13,500 @ 29% | Jan 08, 2007 | Withdrawn |
| 91401 | Keeping on the Right Path!!! | C | $13,500 @ 14% | Jan 31, 2007 | Loan created |
| 232068 | Keeping on the Right Path!!! | HR | $4,300 @ 25% | Nov 14, 2007 | Withdrawn |
| 232576 | Keeping on the Right Path!!! | HR | $4,300 @ 30% | Nov 15, 2007 | Withdrawn |
| 235347 | Keeping on the Right Path!!! | HR | $3,001 @ 35% | Nov 20, 2007 | Expired |
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