Remodeling completion
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 19% |
| Lender Rate: | 20% | Borrower: | msbj |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-11-14 | EricsCC ROI: | -55% |
| Status History | |
|---|---|
| Nov 14, 2007 | Current |
| Jun 29, 2008 | Late |
| Jul 15, 2008 | 1 month late |
| Aug 15, 2008 | 2 months late |
| Sep 15, 2008 | 3 months late |
| Oct 15, 2008 | 4+ months late |
|
Purpose of loan: I need this loan so that I can protect the value of my livability and appreciation of my home.My financial situation: Over the past 5-7 years, I have worked very hard and diligently to re-establish my credit history after my divorce. I have worked hard to purchase my home and re-establish life after divorce. My divorce was very devastating emotionally and financially. I had started the remodel project which consists of an extension of master bedroom and master bathroom suite. The plans were approved by the city and I had started the remodeling project of my home. Unfortunately in the past few months, I have experienced some personal and business expenditures that have delayed the completion of my home remodeling. Sometimes, you encounter circumstances in your life that are out of your control, but you can always work to resolve those circumstances. About Me: I am a Christian and I have three sons, a 14yr old that I have shared custody and two young adult sons that live on their own with their own families. I am employed in the medical field as a Pediatric Nurse Practitioner. I have had constant and stable employment as a registered nurse for over 15 years. I have been employed by a reputable HMO facility (Kaiser Permanente Hospital) as a staff nurse for 11years and I have also been employed with a financially stable Family Practice Clinic as a Pediatric Nurse Practitioner for 4 years . I am ethical, honest, motivated and dedicated to following through any personal, professional and business commitments. I have figured out that there is no need to continue to pay yearly fees and huge interest rates, when I can just pay you wise and professional Prosper investors! As soon as my loan reaches the 5% funded level, I will immediately pursue funding verification. Monthly net income: $ $8000.00-$10,000.00 Monthly expenses: $ 6563.87 Housing: $ 4293.87 Insurance: $ 0 (I pay for auto and homeowners insurance annually) Car expenses: $ 630.00 Utilities: $ 225.00Phone, cable, internet: $ 265.00 Food, entertainment: $ 300.00 Household expenses $ 145.00 (gardener and pool service) Credit cards and other loans: Citibank $150.00Chevron $ 100.00Student loans $255.00 (MSN Graduate Degree and Nurse Practitioner Cert. at UCLA) Other expenses: $150.00Left over $1436.00 ? $3436.00 to pay your loan |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 214101 | Remodeling completion | C | $25,000 @ 20% | Oct 18, 2007 | Withdrawn |
| 218436 | Remodeling completion | C | $25,000 @ 29% | Oct 19, 2007 | Expired |
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