p2p lending at lending club
Temporary Set Back / Need Help

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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: HR DTI: 19%
Lender Rate: 25% Borrower: eddieb
Time Left: Finished State: IL
Funded: 100% Group: 1st and BEST for Loans
Loan Information
Loan Status: Current Origination Date: 2007-11-13 EricsCC ROI: 21%
Status History
Nov 10, 2007 Current
Apr 28, 2008 Late
May 03, 2008 Current
Sep 28, 2008 Late
Oct 14, 2008 1 month late
Nov 06, 2008 Late
Nov 08, 2008 Current
Purpose of loan :  To make a financial impact of my dilemma I need funds to consolidate all of my payday loan that
continue to cause a hardship on me, pay off  in full all of my credit cards and pay all current delinquent accounts.

My financial situation:
(explain why you are a good candidate for paying back this loan)   I feel I am a good candidate for this loan because I had a
previous loan from Prosper that I paid in full with no problems.  I needed a larger loan at the time of my first loan, but I only
asked for 1,000 to introduce myself to the Prosper community and build a positive image of myself with a long range plan of
borrowing a larger amount at the completion of that loan to consolidate all of my bills into one payment.



Monthly net income: $ 3,532.00

Monthly expenses: $
  Housing: $ 800.00
  Insurance: $ 200.00  (fire & Life)
  Car expenses: $ 258.00
  Utilities: $ 300.00
  Phone, cable, internet: $ 188.00
  Food, entertainment: $ 250.00
  Clothing, household expenses $ 150.00
  Credit cards and other loans: $ 569.00 -  (  amount itemized in previous listings)Total Loans & cc $4,684.00
  Other expenses: $ 200.00

Please feel free to bid in confidence.  With the help of God I will again prove myself worthy of your faith in me by repaying
this loan off as agreed.    Perevious loan #5413
Borrower's Other Listings
59594 new start HR $1,500 @ 19% Nov 09, 2006 Withdrawn
61297 Long Road Back HR $1,000 @ 21% Nov 13, 2006 Expired
70891 Long Road Back HR $1,000 @ 29% Dec 05, 2006 Loan created
214158 Previous loan paid/Need new to consolidate HR $4,000 @ 29% Oct 11, 2007 Expired
221820 Temporary Set-back /Need Help HR $4,000 @ 29% Oct 26, 2007 Withdrawn

 

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