p2p lending at Prosper.com
Goodbye Credit Cards

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Listing Information
Amount: $12,000.00 Status: Loan created
Grade: D DTI: 19%
Lender Rate: 17% Borrower: Petey
Time Left: Finished State: WA
Funded: 100% Group: Voyagers Financial
Loan Information
Loan Status: Current Origination Date: 2006-07-13 EricsCC ROI: 11%
Status History
Jul 12, 2006 Current
Hello,...a little about myself, 

I am a very responsible individual who has never had any kind of late payment on any of my loans ?ever. I am very self organized and financially stable. So, why am I on Prosper with a credit rating of ?D??let me explain.
 
I am a Canadian who has moved down here to work and I have been here for over 4 years now. When I first moved down here, I had ?AA? rating in Canada with my credit but no credit down here in the U.S. So, to get credit I received a number of credit cards, the problem has been the number of cards in the short period of time. Nothing negative on my part has caused the low rating that I have.
 
Both my parents passed away recently from cancer and I had to incur funeral expenses with my cards. This put me in a tough climb to pay off the cards.
 
I now want to get one monthly payment so that it?s easier for me to calculate my payments and save some money as well. I earn 85,000 a year and the full 12,000 amount is to pay off and close my current credit cards.
 
I would appreciate any lending help you can give me and thank-you for your time.

Feel free to contact me by email at [EMAIL DELETED] if you have any questions.

Peter [LAST NAME DELETED]
Borrower's Other Listings
13338 Gas is way too expensive E $2,500 @ 18% May 14, 2006 Withdrawn
21124 Paying off Credit Cards D $12,000 @ 19% Jun 22, 2006 Withdrawn

 

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