Consolidate Debt after Medical Crisis
| Listing Information | |||
|---|---|---|---|
| Amount: | $11,200.00 | Status: | Loan created |
| Grade: | B | DTI: | 39% |
| Lender Rate: | 17% | Borrower: | Elksecho |
| Finished | State: | ID | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-09 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Nov 09, 2007 | Current |
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First of all, thank you for taking time to read this and consider my loan. Purpose of loan: This loan will be used to consolidate credit card debt and personal loan amount that was driven up during the last year and a half. My financial situation: I have always been diligent at paying my bills on time. I don't like to use credit and I'm working towards a debt free 3 year plan. However, my wife recently went through a battle with cancer (successfully winning!), but it put a strain on our finances while she and I were off work. Additionally, my oldest daughter (we have two) graduated and moved on to college this past year! She won a scholarship for the major part of her fees, but there are additional fees that we pay monthly on. Monthly net income: $5500 My wife and I both work full-time and have stable government jobs we have been at for 10+ years. We have both been back to work for well over a year since the cancer. My wife is healthy, feeling good, and I believe will stay that way! Monthly expenses: $4981 Housing: $1352 (own my home) Second: $412 (5 more payments left to pay-off) Car: $247 Insurance: $290 Orthodontist: $86 Utilities: $249 Phone & Internet: $85 College Fees: $310 Food & Staples: $500 Auto Gas: $400 Personal Loan: $550 (to be paid with Prosper Loan) Credit Cards: $500 (to be paid with Prosper Loan) In closing: With a Prosper Loan I can combine all my debt into one manageable monthly payment. It will fit better in my budget and allow me to expedite my 3-year plan to pay off my debt. Once again, I thank you for considering my loan, and feel free to ask any questions you may have. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 383086 | Consolidate Debt after Medical Crisis | C | $15,300 @ 17% | Aug 14, 2008 | Withdrawn |
| 383094 | Second Prosper Consolidation of Debt after Medical Crisis | C | $15,300 @ 17% | Aug 14, 2008 | Withdrawn |
| 385507 | Established Prosper Borrower/Second Re-consolidation | C | $12,500 @ 22% | Aug 20, 2008 | Withdrawn |
| 385978 | Established Borrower-Consolodate after Medical Crisis | C | $15,500 @ 21% | Aug 20, 2008 | Withdrawn |
| 387345 | Established Borrower-consolidate, second loan | C | $5,500 @ 15% | Aug 23, 2008 | Withdrawn |
| 388360 | Established Borrower-consolidate, second loan | C | $5,600 @ 21% | Aug 26, 2008 | Expired |
| 391587 | Established Borrower-consolidate, second loan | C | $6,999 @ 30% | Sep 02, 2008 | Expired |
| 395144 | 2nd loan-never late! Cleaning up after Medical Crisis | C | $6,200 @ 32% | Sep 09, 2008 | Withdrawn |
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