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Deck Repair and Credit Card Debt

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: C DTI: 15%
Lender Rate: 19% Borrower: RN911
Time Left: Finished State: OH
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-11-02 EricsCC ROI: 16%
Status History
Nov 02, 2007 Current
Purpose of loan:
I just finished nursing school in August and am currently an Registered Nurse.  I was in an accelerated program because I have a previous Bachelors degree, so I was unable to work for about a year.  It was very intensive and I racked up some credit card debt while in school.  Also, I have a deck of the back of my house which needs some repairs.  Some of the boards are warped and a few are rotted out. 

My financial situation:
I am in one of the most stable professions in the country, so I will always have a job.  I work 3 12 hour shifts with plenty of opportunity for overtime if needed.  Also, I had a full scholarship for my bachelors degree and have very little debt besides my credit card.  I am also married an my wife has a job with one of the largest banks in the country.  This is my first time using prosper, so if you have any questions feel free to send me a message, and I will answer it ASAP.

Monthly net income: $
Approximately $3,000.00

Monthly expenses: $
  Housing: $ 900
  Insurance: $ 80
  Car expenses: $ 240.98
  Utilities: $ 200
  Phone, cable, internet: $ 140
  Food, entertainment: $ 400
  Clothing, household expenses $ 100
  Credit cards and other loans: $167
  Other expenses: $
Borrower's Other Listings
392059 RN trying to become an NP D $10,000 @ 20% Sep 09, 2008 Withdrawn

 

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