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Refinancing Debt

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Listing Information
Amount: $9,500.00 Status: Loan created
Grade: A DTI: 38%
Lender Rate: 12% Borrower: antonio235
Time Left: Finished State: OH
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-11-27 EricsCC ROI: 10%
Status History
Nov 27, 2007 Current
Purpose of loan:
I am working hard to pay off my debt and save up some money for my honeymoon and a house in the next few years. I work a lot of hours and try hard to pay off the debt fast but I am tired of working with banks and their huge interest rates. With this loan I will be able to really pay off my debt while also saving some money for my future.

My financial situation:
I am a great person to loan to. I have never missed a payment. I have a good job, a great resume, and I am an extremely hard worker. I have gone from $29000/yr. to $40000/yr. plus an additional hourly contract for after hours work in just over a year.

Monthly net income: $ $2700 This only includes my income. In December by fiancee will be graduating with her bachelors and we will start having a second income.

Monthly expenses: $
  Housing: $ 395
  Insurance: $ 130
  Car expenses: $ 100
  Utilities: $ 50 - 60
  Phone, cable, internet: $ 190
  Food, entertainment: $ 200
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 600
  Other expenses: $
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