Help To Breathe Again
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,100.00 | Status: | Loan created |
| Grade: | D | DTI: | 46% |
| Lender Rate: | 26% | Borrower: | yaphet |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-07 | EricsCC ROI: | 22% |
| Status History | |
|---|---|
| Nov 07, 2007 | Current |
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Purpose of loan: I want to breathe again. I finished nursing school four years ago and just went crazy with my new found cash. My husband pays the Mortgage and utilities, so I used my new money to open a bunch of credit card and revolving charge accounts. My only child turned 16 and I got her a car. She's in college now which means more expenses. I don't regret the car or college costs, but these other other bills have to go. I want to pay off my credit card debt and help my daughter with her tuition next semester which is due November 29th. Right now, I'm just holding my breath. Please, help me. My financial situation: I've been a Registered Nurse for four years now. I make good money, but I've done a lot of foolish things with it. I have four credit cards, all maxed out, six revolving charges, a car loan, a citi-financial loan, and a small quick cash loan. I manage to pay everyone on time, but I have nothing left over. My ability to repay this loan will be greatly enhanced once I get these credit cards paid off. Monthly net income: $ 2500.00 -$3000.00 Monthly expenses: $2032.26 Housing: $ 1,288.00 (Husband pays) Insurance: $300.00 (Husband pays) Car expenses: $384.00 Utilities: $296.26 Phone, cable, internet: $152.00 (Cell Phones) Food, entertainment: $300.00 Clothing, household expenses $100.00 Credit cards and other loans: $800.00 Other expenses: $200.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 219522 | Help To Breathe Again | D | $10,000 @ 25% | Oct 24, 2007 | Withdrawn |
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