Debt Consolidation 2nd Listing NO DQ'S

| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 71% |
| Lender Rate: | 13% | Borrower: | littlehead7 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-11-06 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Nov 03, 2007 | Current |
| Nov 07, 2007 | Payoff in progress |
| Nov 14, 2007 | Paid |
|
Purpose of loan: This loan will be used to consolidate high interest credt card debt. I have a Capital One card with a 23.99% interest rate with a balance of $3466.00 that I used to pay for a couple root canals. I also have a tuition loan that I still owe $1966.00 that I would like to pay off and consolidate these 2 monthly expenses. The school where I obtained my Associate's degree will not allow me to pursue my Bachelor's degree untill this balance is paid. My financial situation: I have NEVER made a late payment on anything so please bid with confidence. Thank you to everyone that bid last time and please do bid again. DTI Info: The reason my DTI is high is because most of my accounts are joint between my husband and I. My DTI does not reflect both of our incomes just mine against both of our debts. Monthly net income: $ 2101.00 (mine) --- $3786.00(Husband's) Monthly expenses: Housing: $ 1528 Insurance: $ 266 Car expenses: $ 900 Utilities: $ 150 Phone, cable, internet: $ 90 Food, entertainment: $ 200 Clothing, household expenses $ 50 Credit cards and other loans: $ 650 Other expenses: $ 100 Total household income monthly is $ 5887.00. Total monthly household expenses are $ 3934.00. Total funds are left available are $1953.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 216390 | Credit card debt consolidation | B | $10,000 @ 17% | Oct 15, 2007 | Withdrawn |
| 218513 | 2nd listing payoff CC no DQ'S | B | $5,328 @ 14% | Oct 19, 2007 | Withdrawn |
| 220286 | Debt Consolidation 2nd Listing NO DQ'S | B | $5,000 @ 15% | Oct 23, 2007 | Withdrawn |
| 424389 | 2nd Listing NO DQ'S Paying off debt | D | $4,000 @ 20% | Sep 16, 2009 | Withdrawn |
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