Debt Consolidation 2nd Listing NO DQ'S
Homeownership Verified

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: B DTI: 71%
Lender Rate: 13% Borrower: littlehead7
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-11-06 EricsCC ROI: 12%
Status History
Nov 03, 2007 Current
Nov 07, 2007 Payoff in progress
Nov 14, 2007 Paid
Purpose of loan:
This loan will be used to consolidate high interest credt card debt.
I have a Capital One card with a 23.99% interest rate with a balance of $3466.00 that I used to pay for a couple root canals.
I also have a tuition loan that I still owe $1966.00 that I would like to pay off and consolidate these 2 monthly expenses.
The school where I obtained my Associate's degree will not allow me to pursue my Bachelor's degree untill this balance is paid.


My financial situation:
I have NEVER made a late payment on anything so please bid with confidence.
Thank you to everyone that bid last time and please do bid again.

DTI Info:
The reason my DTI is high is because most of my accounts are joint between my husband and I. My DTI does not reflect both of our incomes just mine against both of our debts.


Monthly net income: $ 2101.00 (mine) --- $3786.00(Husband's)

Monthly expenses:
Housing: $ 1528
Insurance: $ 266
Car expenses: $ 900
Utilities: $ 150
Phone, cable, internet: $ 90
Food, entertainment: $ 200
Clothing, household expenses $ 50
Credit cards and other loans: $ 650
Other expenses: $ 100

Total household income monthly is $ 5887.00.
Total monthly household expenses are $ 3934.00.
Total funds are left available are $1953.00
Borrower's Other Listings
216390 Credit card debt consolidation B $10,000 @ 17% Oct 15, 2007 Withdrawn
218513 2nd listing payoff CC no DQ'S B $5,328 @ 14% Oct 19, 2007 Withdrawn
220286 Debt Consolidation 2nd Listing NO DQ'S B $5,000 @ 15% Oct 23, 2007 Withdrawn
424389 2nd Listing NO DQ'S Paying off debt D $4,000 @ 20% Sep 16, 2009 Withdrawn

 

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