Listing for a small loan for a startup mall business
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 26% |
| Lender Rate: | 7% | Borrower: | Pier1 |
| Finished | State: | NJ | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-09 | EricsCC ROI: | 5% |
| Status History | |
|---|---|
| Nov 08, 2007 | Current |
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To all those that view this listing, Hello, how are you? Do you know someone that has a good idea and are really adamant at seeing it through? Do you know someone that has planned that idea for many months and is just waiting for the right time to start things going? Do you know someone that needs just that little push to get his/her idea off the ground? Were you or anyone you know ever in a situation where they wanted to start their own ventures but could not only because they did not have proper funding to get started? Well, hello, nice to meet you I am "that guy." Although I am new to prosper, I am a good candidate for a business loan. My business plan is not something I thought of on a whim, It is something that I have planned for over a year. I am currently employed and participating in an auto loan. I am not and have never been delinquent in paying any bills and/or loans. This loan would be used to open a bank account and pay for my expenses. When it comes to money and paying bills on time, I am very responsible. My credentials may seem little but no amount of words can express how confident and sure I am of starting my own business. For over a year now I have planned to open up a mall cart business. I have gone as far as to register my company name and obtain a tax ID number. I have made contact with wholesale distributors such that I will have inventory when I open for business. I have made small purchases of products and have sold to friends, families, and coworkers. Right now I am in the process of looking and applying for a mall in which to start my mall cart. While employed I realized that my true happiness in life is to work for myself. At this stage in life I am ready to dedicate myself to my business and not only envision the months ahead but have made plans for the years to come. If you are a lender out there that knows what it's like to be in my postion, then believe in me and have faith. It is not my intention to fail or let down those that believe in me such as my family and friends. On a final note, I plan to start my mall cart business while I still hold down my day job. If my mall cart business works for me, I intend to make it my full time job. Either way repaying back the loan is not an issue for me, I intend to repay back the loan. Not only that I am willing to give back and help others. Thanks, mall cart hopeful... Monthly expenses: $ Housing: $ 100.00/month Insurance: $116.00/month(car)+health insurance(my current company pays for a portion of my health insurance) Car expenses: $ 366/month(5 year car finance) Utilities: $0 Phone, cable, internet: $52.00/month(cell phone) Food, entertainment: $ 200.00/month(I live pretty frugally) Clothing, household expenses $ 100 Credit cards and other loans: $0-$200.00+/month(depending what I buy) Other expenses: $ 130.00/every 4 months for up keep of my car. Commuting expenses: I live 30 miles from my job and pay $1.40 in tolls a day. $364.00 a year on tolls. Gasoline expenses: I live 30 miles from my job and pay on average $115.00-$150.00 in gas per month,sometimes I pay near $200.00 a month |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 369523 | Current Prosper business partner wants second loan. | A | $10,000 @ 7% | Jul 18, 2008 | Withdrawn |
| 371812 | Current Prosper business partner wants second loan. | A | $10,000 @ 17% | Jul 22, 2008 | Withdrawn |
| 375031 | Seeking a second loan. | A | $5,000 @ 10% | Jul 29, 2008 | Withdrawn |
| 375181 | Seeking a second loan. | A | $6,500 @ 9% | Jul 29, 2008 | Loan created |
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