Eric's Credit Community

Thanks for considering my loan. I would like a loan to pay off my credit cards and two small personal loans. I would like to have a set monthy payment and know that all will be paid off in 3 years.In doing this I will be saving about 300.00 to 350.00 a month. All credit cards I pay off will be closed. The delinquencies are from several years ago when my husband, who was self employed, lost his business. Maybe we waited too long but we did refinance our house and pay all those expenses off.Between my husband and myself we earn $83,000.00 a year. I would rather pay my interest to Prosper lenders than to the credit cards companies.

Monthly net income: $5000.00 
Monthly expenses: $3700.00              
                                                                     
Housing: $ 1118.00  
 Insurance: $ 200.00 
Car expenses: $ 300.00 Utilities: $ 300.00
 Phone, cable, internet: $ 100.00
Food, entertainment: $ 400.00
Clothing, household expenses $ 300.00
 Credit cards and other loans: $ 800.00 Other expenses: $ 150.00 cell phone and gas.
 I also help my grandchildren  with school and clothing. I spend about $100.00 a month.