Home improvements

| Listing Information | |||
|---|---|---|---|
| Amount: | $25,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 12% |
| Lender Rate: | 12% | Borrower: | dgbat |
| Finished | State: | NY | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-11-07 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Nov 07, 2007 | Current |
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Purpose of loan: (explain what you will be using this loan for) To update our kitchen and bathroom. Last September 2006 my wife & I closed on our first home; three bedrooms one bath COOP in Manhattan. Generally, we are pretty handy and have been doing some work on our own these past few months; however, there is still professional work such as the plumbing, electricity etc. to complete the work. My financial situation: (explain why you are a good candidate for paying back this loan) My wife and I are non profit professionals with good income and can comfortably manage our expenses. Repayment of this loan will not be a problem. Monthly net income: $ 9,533 Monthly expenses: $ 5,820 Housing: $ 3,300 Insurance: $0 Car expenses: $0 Utilities: $ 220 Phone, cable, internet: $250 Food, entertainment: $ 750 Clothing, household expenses $ 500 Credit cards and other loans: $ 300 Other expenses: $ 500 |
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