"Responsible person that is a high return not high risk"
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,409.00 | Status: | Expired |
| Grade: | HR | DTI: | 37% |
| Lender Rate: | 29% | Borrower: | mcbesabm |
| Finished | State: | IL | |
| Funded: | 0% | Group: | (No Group) |
|
Purpose of loan: Hello all you properous lenders, I?m back again with yet another delema. In case you don?t already know I recently took out a loan with prosper and made all payments on time. During the time that I received the loan, I had filed bankruptcy a couple of months earlier. Since then I have been all about restoring my credit. I don?t know why my credit grade is so low but the delinquecies are incorrect because any credit received since I filed is not delinquent. I can provide proof if need be. I have one car loan through capital one, and three credit cards. All payments are made on time. Now the situation, I am 7 months pregnant and I will soon be going on maternity leave and I want to make sure that my bills will be paid up for the three months that I will be out of work. During these three months, my short term disability will only be 200 dollars weekly. I know that I will not be able to pay my bills during those three months so I?m trying to prepare myself so I don?t get in the hole. I want to pay my rent up for three, my car note, and also pay off all three of my credit cards, so that I can have them available in case I need to utilize them during the three months, you can never be too prepared. I wiil have enough funds left monthly to pay the prosper loan and minor monthly bills like electric and cooking gas. I wont have to pay child care because I will be at home during those three months and the school my children attend is across the street from my house. I hope I have explained myself throughly and if you have any questions please feel free to ask. Monthly net income: $ 1800 monthly after taxes It will only be 866 monthly once on maternity leave Loan will be used to pay these bills for three months Rent-----2250(750 monthly) Car note----900(300 monthly) Hsbc credit card----300 total balance Imagine credit card----400 totlal balance Washinghton mutual credit card-----1500 otal balance Total-----5300 the other 100 dollars will be used to cover prosper fees On the Regular My Bills Are As Follows INCOME-----1800 ---------------------------------------------------- Rent-----750 Utilities----100 Home and Cell---120 Food---100 Car note---305 Credit cards---90 No childcare because both children go to school fulltime now. ---------------------------------------------------- Total 1375 With about 315 extra monthly so loan will continue to be repaid after I return to work with no problem. I am open to any questions because I know there was a drop in my credit grade since my last loan but I don't know why. I have paid all my bills on ime and I can provide proof if needed. Thanks in advance |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 36299 | caught in financial strain | E | $3,000 @ 29% | Sep 02, 2006 | Expired |
| 36977 | HELP!!!!!!! Still caught in financial strain | E | $1,700 @ 29% | Sep 05, 2006 | Withdrawn |
| 37884 | some help is better than no help | E | $1,000 @ 29% | Sep 08, 2006 | Withdrawn |
| 37897 | "ON MY WAY TO A BETTER DAY" | E | $2,003 @ 29% | Sep 08, 2006 | Loan created |
| 207337 | Staying Above Water During Maternity Leave | HR | $5,400 @ 23% | Sep 26, 2007 | Withdrawn |
| 207561 | Staying Above Water During Maternity Leave | HR | $5,408 @ 29% | Sep 27, 2007 | Withdrawn |
| 208378 | Im a great investment click here and find out why | HR | $5,408 @ 29% | Sep 28, 2007 | Withdrawn |
| 210707 | Trying To Keep Myself Above Water During Maternity Leave | HR | $5,408 @ 29% | Oct 03, 2007 | Withdrawn |
| 213629 | Trying To Keep Myself Above Water During Maternity Leave | HR | $5,408 @ 29% | Oct 10, 2007 | Withdrawn |
| 218434 | "Responsible person that is a high return not high risk" | HR | $5,409 @ 29% | Oct 19, 2007 | Withdrawn |
| 225346 | "Responsible person that is a high return....safe high risk" | HR | $5,409 @ 29% | Nov 03, 2007 | Withdrawn |
| 229310 | Taking Care Of Whats Important. | HR | $3,250 @ 29% | Nov 09, 2007 | Expired |
| 242499 | Pay Down Some Bills | HR | $2,000 @ 29% | Dec 02, 2007 | Expired |
| 251003 | Pay Down Some Bills--0 Current DQ's | HR | $2,000 @ 35% | Dec 14, 2007 | Expired |
| 263734 | Pay Down Some Bills--0 Current DQ's | HR | $2,000 @ 35% | Jan 11, 2008 | Expired |
| 374041 | I Am Worth The Investment | HR | $3,800 @ 35% | Jul 27, 2008 | Withdrawn |
| 376684 | I Am Worth The Investment | HR | $1,200 @ 35% | Aug 01, 2008 | Loan created |
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