Re-list again: Please help me buy an used car

| Listing Information | |||
|---|---|---|---|
| Amount: | $3,200.00 | Status: | Loan created |
| Grade: | HR | DTI: | 3% |
| Lender Rate: | 29% | Borrower: | dch0529 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | FUTURE FINANCIAL FREEDOM 1 |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-10-31 | EricsCC ROI: | -41% |
| Status History | |
|---|---|
| Nov 01, 2007 | Current |
| Jan 15, 2008 | Late |
| Feb 03, 2008 | 1 month late |
| Mar 01, 2008 | 2 months late |
| Apr 01, 2008 | 3 months late |
| May 01, 2008 | 4+ months late |
| May 09, 2008 | 3 months late |
| May 24, 2008 | 2 months late |
| Jun 05, 2008 | 3 months late |
| Aug 01, 2008 | 4+ months late |
|
Purpose of loan: I am re-listing my request again for trying to obtain a loan from Prosper to buy an used car for my teenager. I am in the process of a divorce. My wife and I filed bankruptcy several years ago due to her job loss. It was discharged in 2005. I am in the slow process of trying to get my credit back on track after the bankruptcy. I have errors on my credit report that I have disputed. My credit report lists that I behind on items that were filed in the bankruptcy which have been paid and discharged. I have mailed in the appropiate documents to get these items removed and corrected from my report which should bring up my credit score. My financial situation: I have a steady job and I have been with my current employer since 1993 as a supervisor. Before that I served 4 years in the U.S. Army. I do promise that my payments to Prosper will be made on time each month. I am not about to make a mistake with this opportunity to start getting my credit back on track. I have over $1000.00 left over each month to be used, not only for my Prosper Payment but to re-build my savings and for emergencies. I hope to be able to invest in Prosper in the future to help others who are trying to re-build their credit. Monthly net income: $3500.00 Monthly expenses: $2400.00 Housing: $1200 Insurance: $100 (Auto) Car expenses: $200 (Gas) Utilities: $ 200 Phone, cable, internet: $150 Food, entertainment: $350 Clothing, household expenses $150 Credit cards and other loans: $0 Thank you again for viewing my listing. I am very hopeful for this opportunity to get my credit back on track again, prove my credit-worthiness and improve my credit score. I would be very thankful for your bid on my loan to help in my time of need. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 135416 | Please help me buy an used car | HR | $6,000 @ 29% | May 10, 2007 | Withdrawn |
| 135423 | Please help me buy an used car | HR | $6,000 @ 29% | May 10, 2007 | Expired |
| 137640 | Re-List: Help me buy an used car | HR | $5,000 @ 28% | May 15, 2007 | Withdrawn |
| 137890 | Buying an used car | HR | $5,000 @ 25% | May 15, 2007 | Expired |
| 140348 | Re-List: Please help me buy an used car for my teenager | HR | $4,500 @ 27% | May 20, 2007 | Expired |
| 144180 | Re-list: I need help buying an used car | HR | $3,500 @ 27% | May 29, 2007 | Expired |
| 151912 | Re-list: I need your help!! | HR | $3,500 @ 27% | Jun 14, 2007 | Expired |
| 171724 | Need help with auto repairs and paying off car title loan | HR | $3,500 @ 27% | Jul 18, 2007 | Expired |
| 176078 | Re-list Help with auto repairs & paying off car title loan | HR | $3,001 @ 27% | Jul 25, 2007 | Withdrawn |
| 186885 | Help with auto repairs & paying off car title loan | HR | $3,001 @ 27% | Aug 14, 2007 | Expired |
| 203188 | Help buying an used car | HR | $3,200 @ 29% | Sep 18, 2007 | Expired |
| 207749 | Re-list: Help me buy an used car | HR | $3,200 @ 29% | Sep 27, 2007 | Expired |
| 212328 | Re-list: Please help me buy an used car | HR | $3,200 @ 29% | Oct 07, 2007 | Expired |
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