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Re-list again: Please help me buy an used car
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Listing Information
Amount: $3,200.00 Status: Loan created
Grade: HR DTI: 3%
Lender Rate: 29% Borrower: dch0529
Time Left: Finished State: GA
Funded: 100% Group: FUTURE FINANCIAL FREEDOM 1
Loan Information
Loan Status: 4+ months late Origination Date: 2007-10-31 EricsCC ROI: -41%
Status History
Nov 01, 2007 Current
Jan 15, 2008 Late
Feb 03, 2008 1 month late
Mar 01, 2008 2 months late
Apr 01, 2008 3 months late
May 01, 2008 4+ months late
May 09, 2008 3 months late
May 24, 2008 2 months late
Jun 05, 2008 3 months late
Aug 01, 2008 4+ months late
Purpose of loan:

I am re-listing my request again for trying to obtain a loan from Prosper to buy an used car for my teenager. 

I am in the process of a divorce.  My wife and I filed bankruptcy several years ago due to her job loss.  It was discharged in 2005. 

I am in the slow process of trying to get my credit back on track after the bankruptcy.  I have errors on my credit report that I have disputed.  My credit report lists that I behind on items that were filed in the bankruptcy which have been paid and discharged.  I have mailed in the appropiate documents to get these items removed and corrected from my report which should bring up my credit score.   

My financial situation:


I have a steady job and I have been with my current employer since 1993 as a supervisor.  Before that I served 4 years in the U.S. Army.  

I do promise that my payments to Prosper will be made on time each month.  I am not about to make a mistake with this opportunity to start getting my credit back on track.  

I have over $1000.00 left over each month to be used, not only for my Prosper Payment but to re-build my savings and for emergencies.  I hope to be able to invest in Prosper in the future to help others who are trying to re-build their credit. 

Monthly net income: $3500.00

Monthly expenses: $2400.00
  Housing: $1200
  Insurance: $100 (Auto) 
  Car expenses: $200 (Gas)
  Utilities: $ 200
  Phone, cable, internet: $150
  Food, entertainment: $350
  Clothing, household expenses $150
  Credit cards and other loans: $0
  
Thank you again for viewing my listing. I am very hopeful for this opportunity to get my credit back on track again, prove my credit-worthiness and improve my credit score. I would be very thankful for your bid on my loan to help in my time of need. 
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