p2p lending at lending club
High interest rate credit card

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Listing Information
Amount: $8,000.00 Status: Loan created
Grade: C DTI: 36%
Lender Rate: 15% Borrower: bdiddy1268
Time Left: Finished State: UT
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-10-30 EricsCC ROI: 14%
Status History
Oct 30, 2007 Current
Jun 21, 2008 Payoff in progress
Jun 28, 2008 Paid
    I am a 25 year old male. I have never been unemployed and have held at least one full time job since I was seventeen. I currently work a nine to five job at a clothing warehouse making between $1700 - $2000 a month. I also work sleep-graves at group home for autistic males. I earn between $1000 - $1200 a month from this employer. 

    I just paid off my previous loan from prosper. I paid it off early so that may acquire another one. The reason for this is last year I had corrective eye surgery and some dental work, neither of which was covered by my health insurance. I used a credit card from a lender called Carecredit. The interest from this card is held in deferment for the first twelve months. The interest has been accruing at 21% and will be applied to my balance in January unless the remainding balance is completely paid off.  The accrued interest will be in excess of $2000.The first $6000 of my loan will be used to pay off this balance.                 

    Also, I am buying a car from a co-worker to keep the miles off my newer car so that I can maintain some sort of equity in my vehicle. That is what the remanding $2000 will be funding.               
  
    I would prefer members of society benefit from my current status as opposed to some credit card corporation. I have enjoyed my previous experience borrowing from prosper and look forward to becoming a lender in the future. I am a reliable individual and a sound investment opportunity. Thanks for your inquiry and good bidding!!!
Borrower's Other Listings
72538 High interest rate credit card C $3,000 @ 12% Dec 09, 2006 Loan created
357115 High interest rate credit card D $14,000 @ 25% Jun 25, 2008 Withdrawn
357211 Third time borrowing from prosper!!! D $14,000 @ 25% Jun 25, 2008 Withdrawn

 

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