Engineer Seeks Acceptance
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 11% |
| Lender Rate: | 9% | Borrower: | r0b3m4n |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-30 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| Oct 30, 2007 | Current |
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Purpose of loan: The majority of the loan will go towards reinvesting here at Prosper. The remains will go towards some unique investment opportunities (permanent signature authentication for high dollar comics) and/or the beginnings of a Fidelity Portfolio. Largely this is to experience Proper from the borrowers perspective and perhaps even to improve my credit to AA. My financial situation: I have a grade A credit score and a 5% DTI ratio (11% DTI ratio post this loan). All of my debt is low interest rate student loans. I have a stellar job as Process Engineer at a Multi-Nation Corporation and a 1.3 year old Engineering degree from a US News ?top 5 Engineering schools in America? many issues over and over again. I?ve been at the new job for 8 months and I assure you they love me there; I replaced two Engineers (passed away and quit) and am looking forward to moving up quickly in the company. I assure you this is a VERY low risk loan; my financial situation is only headed upwards. Eventually portions of this fund may help me start up a business in five to ten years (especially if the realty market continues as it has in California). If still none of this is enough for you, keep in my mind I?ve recently gotten engaged to my Girlfriend of 3 years (THANKS! : ) and her income and expenses along with economic future closely match mine. The financial numbers listed below are inclusive of me only and don't include future bonus' nor those I've already received. My current salary only. Monthly net income: $ 2820 Monthly expenses: $ 1530 Housing: $ 855 Insurance: $ 95 Car expenses: $ 60 Utilities: $ 70 Phone, cable, internet: $ 70 Food, entertainment: $ 150 Clothing, household expenses $ 50 Credit cards and other loans: $ 100 Other expenses: $ 80 |
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