Debt consolidation from a 2nd car loan.
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,100.00 | Status: | Loan created |
| Grade: | D | DTI: | 36% |
| Lender Rate: | 23% | Borrower: | mindyc |
| Finished | State: | MS | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-11-06 | EricsCC ROI: | -66% |
| Status History | |
|---|---|
| Nov 03, 2007 | Current |
| Apr 21, 2008 | Late |
| May 02, 2008 | Current |
| Jun 21, 2008 | Late |
| Jul 09, 2008 | 1 month late |
| Aug 07, 2008 | 2 months late |
| Sep 07, 2008 | 3 months late |
| Oct 07, 2008 | 4+ months late |
|
Purpose of loan: Hello! Thanks for taking interest in my application. You have no idea how appreciated I am for your thoughtfulness in helping me. I would like to consolidate the loans that I have by paying off high interest loans. The car that I purchased I think was doomed from the very beginning. First it gets hit by a falling tree top during Hurricane Katrina, I run over debri that was on the road from Hurricane Katrina, and finally I had to purchase a new motor in May that cost $5000. Needless to say the car I own has put me in so many problems, problems I hope to get out of soon with your help. I have always tried to be very responsible with the one thing you can call your own, credit. But with problems from life it becomes difficult at times. My credit and paying my bills are very important to me. The loans that I have recently taken out has dropped my credit score drastically and I'm wanting to get it back on track. This loan will pay off: 1st loan-$5316.06 2nd loan-$1900 1st credit card-$169.84 2nd credit card-$293.52 3rd credit card-$57.00 My financial situation: I have loans that have recently put me in a bind with their high interest rates. I have always been responsible. I am a store manager at a very young age and have been working for the same company for over 5 years. I abosolutely love my job and the people I work with so you wouldn't have to worry about income. I would consider myself a very determined, responsible, and caring young woman. With this loan it pay everything I own with 1 payment. Monthly net income: $ 2600 Monthly expenses: $ 1633 Housing: $ 300 Insurance: $ 130 Car expenses: $ 293 Utilities: $ 120 Phone, cable, internet: $ 90 Food, entertainment: $ 100 Clothing, household expenses $ 100 Credit cards and other loans: $ 400 Other expenses: $ 100 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 210742 | Debt consolidation | D | $9,000 @ 24% | Oct 03, 2007 | Withdrawn |
| 211890 | Debt consolidation | D | $8,500 @ 24% | Oct 06, 2007 | Withdrawn |
| 212768 | Please Help! Used for Debt consolidation! | D | $8,400 @ 24% | Oct 08, 2007 | Withdrawn |
| 214264 | Please Help! Used for Debt consolidation! | D | $8,300 @ 25% | Oct 11, 2007 | Withdrawn |
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