Debt Consolidation Lower Interest Rate
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,500.00 | Status: | Loan created |
| Grade: | AA | DTI: | 1,001% |
| Lender Rate: | 8% | Borrower: | rolly24 |
| Finished | State: | FL | |
| Funded: | 100% | Group: | MONEY DIES |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-25 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| Oct 30, 2007 | Current |
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Purpose of loan: To consolidate credit card debt payments.
My financial situation: Living on Social Security and Pension. Also work part-time filling the greeting card rack for Hallmark. I have credit cards that need paying off: Walmart $1,219.18 rate 18.37% monthly payment $69.03 Target $ 2,592.92 rate 28.36% monthly payment $117.72 Sears $2,588.30 rate 12.75% mo pay $50.77 AT&T Universal $1,239.37 rate 12.09% monthly pay $36.18 Macys $941.67 rate 20.15% montly pay $46.04 Once these bills are consolidated, I will get one low interest rate Visa card.The one inquiry is to a bank for the loan. They wanted me to do a refinance of my mortgage. Prosper at 3 years is a better alternative. Monthly net income: $ 1,948 Monthly expenses: $ 1627 Housing: $ 547 Insurance: $ 182 Car expenses: $ 60 gas only Utilities: $ 52 Phone, cable, internet: $ 76 Food, entertainment: $ 300 Clothing, household expenses $ 90 Credit cards and other loans: $319.74 b4 Prosper $231 after Prosper Other expenses: $ 85 I do give to church and the grandkids, no specific amount and only occasionally. |
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