Consolidating debt to pay off high interest credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $16,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 24% |
| Lender Rate: | 12% | Borrower: | jojo12 |
| Finished | State: | IL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-30 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Oct 30, 2007 | Current |
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Purpose of loan: To consolidate debt and pay off my high interest credit cards and car loan. I used these credit cards for expenses in college and after I purchased my condominium two years ago. I would like to get into better shape financially. This loan will help make this a reality. My financial situation: I have worked for my employer for over eight years. I have great stability within my career and continue to move up the " Corporate Ladder ". I have received promotions and accolades from leaders and peers at a faster than average rate. I was promoted to General Manager and Equity holder by the age of 25. I also continue to obtain the maximum increase in raise percentage annually. My credit score and financial future are very important to me. I hope that my B credit grade shows that I am not at risk for delinquency on this loan. Thank you for your consideration! Monthly net income: $3,800 Monthly expenses: $2885 Housing: $1200 Car expenses: $340 (Prosper loan will eliminate this expense) Utilities: $130 Phone: $115 Food, entertainment: $300 Clothing, household expenses $200 Credit cards and other loans: $600 (Prosper loan will eliminate this expense) Money left over to pay off Prosper loan: $915 (If you include eliminated expenses of $940 this is a real total of $1,855.00 left over) |
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