Paying off credit card debt

| Listing Information | |||
|---|---|---|---|
| Amount: | $4,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 23% |
| Lender Rate: | 15% | Borrower: | fojomo |
| Finished | State: | IL | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-25 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Oct 24, 2007 | Current |
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Hello and thank you for viewing my listing. I'm a full time account rep for a small custom packaging company outside of Chicago. I enjoy what I do for a profession and have an active social life. The problem is my credit card debt and school loan payments are weighing me down. I feel that a loan from Prosper will help lighten the load. Monthly net income: $2208.00 Expense Budget: I-Pass (Pre-paid Toll way) $40 credit cards $166 (balance owed: $3446.56) IRS $25.00 (balance owed: $1,597.25) car insurance $52 mortgage + utilities $400 Cingular wireless cell phone $68 student loan: sallie Mae $45 (balance owed: $5414.74) car $25 (balance owed: $1000.00) Health club membership $36 Monthly gas expense $165.00 Prosper Loan payment $162.69 ---------------------------- TOTAL: $1184.69 (monthly) (Total debt: 11,458.55) Free cash flow after bills: $1023.31 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 104251 | school | C | $1,000 @ 11% | Feb 27, 2007 | Expired |
| 123734 | credit card debt | C | $4,500 @ 14% | Apr 15, 2007 | Expired |
| 134782 | Paying off credit card debt | C | $5,000 @ 13% | May 09, 2007 | Cancelled |
| 198555 | Paying off credit card debt | C | $12,361 @ 19% | Sep 06, 2007 | Expired |
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