p2p lending at lending club
Paying off credit card debt
Homeownership Verified

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Listing Information
Amount: $4,500.00 Status: Loan created
Grade: C DTI: 23%
Lender Rate: 15% Borrower: fojomo
Time Left: Finished State: IL
Funded: 100% Group: Have Money - Will Bid
Loan Information
Loan Status: Current Origination Date: 2007-10-25 EricsCC ROI: 12%
Status History
Oct 24, 2007 Current
Hello and thank you for viewing my listing.
I'm a full time account rep for a small custom packaging company outside of Chicago. I enjoy what I do for a profession and have an active social life. The problem is my credit card debt and school loan payments are weighing me down. I feel that a loan from Prosper will help lighten the load.

Monthly net income: $2208.00

Expense Budget:

I-Pass (Pre-paid Toll way)     $40
credit cards                          $166  (balance owed: $3446.56)
IRS                                        $25.00 (balance owed: $1,597.25)
car insurance                         $52
mortgage + utilities                $400
Cingular wireless cell phone  $68
student loan: sallie Mae           $45 (balance owed: $5414.74)
car                                            $25 (balance owed: $1000.00)
Health club membership           $36
Monthly gas expense                $165.00
Prosper Loan payment              $162.69      
----------------------------
TOTAL: $1184.69 (monthly)                 (Total debt: 11,458.55)

Free cash flow after bills: $1023.31


Borrower's Other Listings
104251 school C $1,000 @ 11% Feb 27, 2007 Expired
123734 credit card debt C $4,500 @ 14% Apr 15, 2007 Expired
134782 Paying off credit card debt C $5,000 @ 13% May 09, 2007 Cancelled
198555 Paying off credit card debt C $12,361 @ 19% Sep 06, 2007 Expired

 

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