p2p lending at lending club
Need To Get Above Water!

Click Here to view this listing on Prosper
Listing Information
Amount: $9,500.00 Status: Loan created
Grade: C DTI: 45%
Lender Rate: 18% Borrower: bamazing23
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-10-25 EricsCC ROI: 17%
Status History
Oct 30, 2007 Current
Aug 20, 2008 Payoff in progress
Aug 26, 2008 Paid
Purpose of loan:
This loan will help us to start over and get a floating again! I would like to pay off high interest credit cards, and high interest car payment.

My financial situation:
Now as we read I am living with the parents, rent free. The only catch is paying the utilities, but that alone is not even close to a house payment would be.#1, never late on payments. I have a steady job paying 18/hr 40hr a week. February and April will be great months, we get Profit Share, then in April I will get back on taxes...... I am selling a car to my brother in law, so he pays 325.00 a month. That alone is enough to cover the loan payment. I also have a commission check that I get once a month 200-300$. I have decided that I will put that toward paying off this loan, in no time.

Monthly net income:
 $ 2880 from work, + 200-300 commission+ 325.00 from brother in law = 3405.00Monthly expenses: $

Housing:
$ none living with the parents
Insurance: $ 195.00 two driver, and two cars
Car expenses: $ gas...I have 2 Honda Civics... 200.00
Utilities: $ electrical 70.00 gas 20.00 water 80.00
Phone, cable, internet: $ 80.00 for 2 cell phones
Food, entertainment: $ 200.00
Clothing, household expenses $ 50
Credit cards and other loans: $ This is what I am applying the loan to.. Well Fargo 150.00, Chase 40, Dell 20.00, Guitar Center 30.00, Car that my brother in law is buying.325.00 he is paying for it.. School loans low interest ,30.00 a month, I always pay a bit more..
Other expenses: $ 50 misc...
Borrower's Other Listings
381857 NOW IT'S HER TURN! B $7,500 @ 18% Aug 12, 2008 Loan created

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here