670 Credit Rating - Verified Lender
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,100.00 | Status: | Loan created |
| Grade: | C | DTI: | 15% |
| Lender Rate: | 11% | Borrower: | Tgrgolfer |
| Finished | State: | VA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-10-26 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Oct 30, 2007 | Current |
| Jul 26, 2008 | Payoff in progress |
| Jul 31, 2008 | Paid |
|
Hello All, I am trying the minimum borrower amount in hopes of paying this off quickly and showing the Prosper Community that I am a trustworthy borrower. I realize I am just a letter at this point and since I live in VA I can't change my interest rate offered. I have not had any luck in previous Prosper Loan offers but hopefully I can Pay my way into a larger loan My credit rating is a 670 currently and will be rising monthly as I pay off credit card debt since I have no late payments.Currently I am small-time lender on Prosper in hopes of becoming a more serious lender once I consolidate this debt. Job - I work for a bank as an account manager. I was working two jobs to pay down debt but have since cut down to one again for quality of life. Monthly Bills Credit Cards - $ 700 Gym - $44.00 Cell Phone - $45.00 Parking - $90.00 Car & Insurance - $310 Housing - $300 Food & Bev - $150 401 (k) - $75 Total Bill Mo - $1,714.00 Monthly Pay - $ 2,380.00 As you can see I have over $660 leftover a month to put towards Prosper and my savings account. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 145716 | Help Me Help You!! | C | $15,000 @ 11% | Jun 01, 2007 | Withdrawn |
| 145769 | Help Me Help You !! | C | $15,000 @ 11% | Jun 02, 2007 | Withdrawn |
| 146592 | CC Charge Me Too Much - VA Lets Me Charge Too Little | C | $10,500 @ 11% | Jun 04, 2007 | Withdrawn |
| 175407 | CC Charge Me Too Much - VA Lets Me Charge Too Little | C | $1,500 @ 11% | Jul 24, 2007 | Withdrawn |
| 181551 | Working Hard to Raise Credit Rating | B | $3,000 @ 11% | Aug 04, 2007 | Expired |
| 207513 | Working Hard to Raise Credit Rating | C | $2,400 @ 11% | Sep 26, 2007 | Expired |
| 213687 | ReList - Paying One Card Off at a Time | C | $2,000 @ 11% | Oct 10, 2007 | Withdrawn |
| 375516 | 1st Loan Paid Off - Seeking New Consolidation | C | $5,000 @ 11% | Aug 01, 2008 | Loan created |
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