Pay medical bills and dental work emergency
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 21% |
| Lender Rate: | 22% | Borrower: | mustard1 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 1 month late | Origination Date: | 2007-12-06 | EricsCC ROI: | -41% |
| Status History | |
|---|---|
| Dec 06, 2007 | Current |
| Oct 21, 2008 | Late |
| Nov 07, 2008 | 1 month late |
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Purpose of loan: The purpose of this loan is to pay medical bills I received for an emergency room visit. I told them I didn't have insurance at the time, but they insisted that I stay overnight and that I have a lot of tests that turned up negative. My husband and I both need major dental work which I would like us to get done before it becomes to major of a health issue. My financial situation: I am a good candidate for paying back this loan because I do pay my bills on time. As you can see i have not been late on a bill in years. I work hard at this and plan to keep things this way. I am working on paying my credit cards off, so they can be used for emergency purposes. There are two credit issues on my report. One is a medical bill, I will be paying that out with the loan along with the other medical bills that I have made arrangement to pay. I just want to get rid of the bills. There is also a tax lien on my credit report which I do not owe, they actually owe us. We are working on getting that taken care of. All my credit accounts are all 1's. I am just working on getting them under the ratio. Currently we are looking at roughly 5000 in medical bills and an estimated 3000+ for dental. With what ever is left after those items are covered, I will be appliyng to my credit cards. Monthly net income: $ 4500-5000+ (depending on commission, this includes my husband's income. Monthly expenses: $ 2960 Housing: $ 1500 Insurance: $ 0 Car expenses: $150 (gas) Utilities: $ 250 Phone, cable, internet: $ 250 Food, entertainment: $ 350 Clothing, household expenses $ 150 Credit cards and other loans: $ 160 Other expenses: $ 150 |
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