Paying off high interest CC debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 5% |
| Lender Rate: | 8% | Borrower: | chudley321 |
| Finished | State: | IA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-11-29 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| Nov 29, 2007 | Current |
| Dec 02, 2009 | Payoff in progress |
| Dec 03, 2009 | Paid |
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Purpose of loan: I will be using this loan to pay of higher interest credit cards. My financial situation: My wife and I were married this summer, and we incurred some credit card bills. I would like to pay them off and replace with a lower rate Prosper loan. As you can see I am a AA Credit Rating with a very low debt to income ratio. I have never had a late payment in my life and wouldn't do anything jepordize my spotless credit report. Monthly net income: $ 62000 Monthly expenses: $ Housing: $ 1300 Insurance: $ 150 Car expenses: $ 300 Utilities: $ 75 Phone, cable, internet: $ 150 Food, entertainment: $ 300 Clothing, household expenses $ 200 Credit cards and other loans: $ 400 (currently) (would be zero after prosper loan) Amount remaining to pay Prosper loan $ 500 |
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