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Newlywed consolidating credit card debt

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Listing Information
Amount: $13,000.00 Status: Loan created
Grade: A DTI: 28%
Lender Rate: 11% Borrower: allie1999
Time Left: Finished State: CO
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-10-24 EricsCC ROI: 9%
Status History
Oct 24, 2007 Current
Purpose of loan:
I am consolidating credit card debt and trying to get a new debt-free start in life.

My financial situation:
I just got a higher-paying job with a steady income and I always pay my bills on time.

Monthly net income: $ 3800

Monthly expenses: $ 2120
  Housing: $ 850
  Insurance: $ 250
  Car expenses: $ 225
  Utilities: $ 120
  Phone, cable, internet: $ 100
  Food, entertainment: $ 300
  Clothing, household expenses $ 60
  Credit cards and other loans: $ 215
  Other expenses: $ 0
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