Recent Grad Wanting To Eliminate Credit Card Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 46% |
| Lender Rate: | 16% | Borrower: | UTGrad |
| Finished | State: | FL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-24 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Oct 24, 2007 | Current |
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Purpose of loan: This loan will be used to eliminate credit card debt. I feel that this credit card debt is holding me back greatly. This card is full of hidden charges and an ever increasing interest. Currently the interest sits at 34%. I was tricked into getting this card as a freshman in college. I ready to break free. Please help. My financial situation: I am responsible any pay my bills on time. I worked full time and maintained a 3.5 GPA while in college. The high interest rate coupled with many student loans that funded a private college education make my credit score low. But as you will see I have no delinquent payments on any of my credit. I am very responsible in this respect. I pay no rent or utilities and my monthly expenses are stated exactly as follows below. Monthly net income: $ 2,600 Monthly expenses: $ 1735 Housing: $ 0 Insurance: $ 230 Car expenses: $ 432 Utilities: $ 0 Phone, cable, internet: $ 98 Food, entertainment: $ 175 Clothing, household expenses $ 200 Credit cards and other loans: $ 200 Other expenses: $ 400 |
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