Investing in my future: $0 cc debt; $0 loan debt; No del.
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,400.00 | Status: | Loan created |
| Grade: | B | DTI: | 17% |
| Lender Rate: | 12% | Borrower: | YoungGun03 |
| Finished | State: | IN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-29 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Oct 30, 2007 | Current |
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Thank you for your time and potential investment. Please feel free to ask questions. Happy bidding. Why am I a prime candidate for this loan?: I have been with my current employer for seven years now. I accepted a salary position in February of '07, guaranteeing me 45 hours per week and a set paycheck. (Whether I get those hours or not, rain or snow, my paycheck is the same.) I currently manage all four of their locations in my hometown. I have a car that is paid for. I am 22, in good health, earning paid vacation, with savings and insurance. I've received three raises within the past year and look to earn more in the near future. I am a motivated person looking to save time and add solid credit history to his file without resulting to credit cards as most do. I currently posses a single credit card which I have used once to earn a discount on work clothing. Above the income I've listed below, I gross an additional three to five thousand dollars per year working for my father. Purpose of loan: Part of this loan will be used to help purchase a power-house computer, along with camera equipment and editing software, which may increase my disposable income. Other portions will be used to help furnish a new apartment and fund independent business ventures. I look forward to potentially investing in prosper as a lender before or shortly after this loan is paid back. I would like to give back while increasing my savings. Bottom line: The sole purpose of this loan is to save me time. I could save this money over the next year or so, but the sooner I purchase equipment, the sooner I can start producing work between day jobs. Perks include making you money, while adding solid resources to my credit history. I admire this process and prefer it to banks or credit cards. I do not support the use of credit cards for this amount of money with my income. It has long been instilled in me, that if you can't afford it, beyond necessity, you don't deserve it. This is my first prosper loan. Please help me raise my credit score. About Me: I originally studied art and computer aided design. I have paid back my student loans in full. Seeking a closer connection with people, I have since lead independent studies in film, art, architecture, and product design. You may also notice zero delinquencies on my credit report. -Extra: The sooner I get where I want to be in life, the sooner I can start giving back more. I already do miscellaneous things, like coaching a 5th and 6th grade girls' basketball team. I would like to provide for a family one day. My goal is to one day give back three fold if not more than I've taken in. Thank you again for your time. Happy Bidding. I have $2400+ in disposable savings, zero credit card debt, and zero current loan debt. (I'm not likely to soon acquire either outside of this loan should it reach fruition.) Monthly net income: $2200 Monthly expenses: $1388 (For a detailed list, please ask questions.) Total leftover: $812 |
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