Improving my credit rating
| Listing Information | |||
|---|---|---|---|
| Amount: | $25,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 35% |
| Lender Rate: | 15% | Borrower: | fuzzybier |
| Finished | State: | FL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-23 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Oct 23, 2007 | Current |
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Purpose of loan: I would like to improve my credit rating. I have just purchased a new home and many of the home improvement were purchased through credit cards and I will like to save money and simplify my monthly payments into one monthly payment by consolidating all my credit cards. My financial situation: I have a long history of timely payments and would not jepordize my credit history. My objective is to improve my credit rating so that I may purchase real estate and increase my net worth. Monthly net income: $ 4991.72 Monthly expenses: $ 3,846.71 Housing: $ 1,546.84 Insurance: $ 244.00 Car expenses: $ 455.87 Utilities: $ 200.00 Phone, cable, internet: $ 100.00 Food, entertainment: $ 300.00 Clothing, household expenses $ 200.00 Credit cards and other loans: $ 600.00 Other expenses: $ 200.00 |
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