Help Get Rid of PayDay Loan/Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | HR | DTI: | 3% |
| Lender Rate: | 25% | Borrower: | mamabear |
| Finished | State: | TX | |
| Funded: | 100% | Group: | PsychDoc's Group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2006-07-05 | EricsCC ROI: | 17% |
| Status History | |
|---|---|
| Jul 12, 2006 | Current |
|
My husband and I are desperately trying to change our financial situation for ourselves and our two daughters. We make about $71,200.00 a year and we both get bonuses and raises every year. We have pretty solid jobs, I've been working at a university for 8+ years and he's been working at his job for 5.5 years.We have made different changes in our spending habits and it feels really GREAT!! We have had less stress and our mortgage payments have been on time for over a year. We've cut back on eating out; entertaining; changed cell phone plans; changed to a cable comp. that offers a package savings; been more energy efficient at home & on the road. All these changes have helped tremendously and have put $$ back into our pockets. HOWEVER, our 2 pay day loans and our debt are holding us back. Most of our debt is over 3 years old, so it's been really hard to get a jump start on satisfying that debt and move forward. We're working really hard to establish good credit and get out of debt.We just need help fixing our debt situation and we'd be so grateful if we were given the opportunity to attain our financial goals. Mo. budget expenditures=1900-2000 (includes, mortgage, utilities, cable, cell phones, insurance, PayDay loans, gas, grocery/nec., misc. The public records (2001), are from our initial mort co. (1997) prior to them selling the account to another mortg. co. We have been on time with the new mort. co. for over a year. I have been working to correct delinq. reporting twice on my report. Any new delinq. are coll. agencies reporting 2001 debt. One credit line does not belong to me for $500 and I reported a dispute to verify that. Also one dq. credit line reaches it's 7 yrs. July1. The $2500 is just enough to help us get to where we need to be to start over. Hope this gives you enough insight. We are truly committed to changing our financial situation permanently for the better and hope you can assist us in doing so. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 21291 | Fresh start | HR | $2,500 @ 28% | Jun 22, 2006 | Withdrawn |
| 21407 | PayDay Loans Have me STUCK | HR | $2,500 @ 28% | Jun 23, 2006 | Withdrawn |
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