Consolidation of Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 43% |
| Lender Rate: | 17% | Borrower: | nicolet508 |
| Finished | State: | MD | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-29 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Oct 30, 2007 | Current |
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Purpose of loan: I would like to have this loan so I can consolidate all my credit card bills into one monthly payment. This would make it easier for me to pay my bills in a quicker period of time and pay more every month. I also want to get this loan so I can go to graduate school. I go to school full-time for forensic science, have worked for Johns Hopkins for almost 5 years now and I nanny part-time. I would really like to get my master's in forensic science, but I want to have most of my debt paid off by then. This loan would help me with that. I got into credit card debt when my brother died a few years ago. My other brother moved up here and we moved into a house together. He had no money, so i had to buy everything for our house, including the bills the some months. This is what started my cc debt and i have been using my credit cards because all the money i have goes to my monthly payments so its like they haven't gone down any. I rarely use them now. The rates are really high and all I really want is one simple monthly payment. My financial situation: I am very good with money even though I credit card debt. I have made my own money since I was 15 years old and had to pay for everything myself. It's only been the past 2 years that i have gotten into bad debt. I make my payments on time every month and seem to manage my money well. Iv'e just been trying to get rid of my debt so I pay as much as I can on it and the high rate just keep building up my bills. I really am good about paying bills on time and usually a little more than the minimum. Thank you for considering me for a loan. Monthly net income: $ 2500 - 3000 Monthly expenses: $ 2200-2500 Housing: $ 550 Insurance: $ 60 Car expenses: $ 100-300 (old car) Utilities: $ 150 Phone, cable, internet: $ 60 Food, entertainment: $ 450 Clothing, household expenses $ 200 Credit cards and other loans: $ 600 Other expenses: $ |
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