Pay Off Highest Interest loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,600.00 | Status: | Loan created |
| Grade: | E | DTI: | 24% |
| Lender Rate: | 23% | Borrower: | cityguy44 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-23 | EricsCC ROI: | 20% |
| Status History | |
|---|---|
| Oct 21, 2007 | Current |
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Purpose of loan: (explain what you will be using this loan for) Thank you for viewing my listing. This is the first time that I create the listing on Prosper. My immediate goal is pay off this one extremely high interest loan (96%) which I have used to pay for an emergengy dental work. I did not have medical insurance at this time, and that is why I need to used this high interest loan. Currently, I am trying to find ways to pay this loan off as soon as I possible. My financial situation: (explain why you are a good candidate for paying back this loan) My credit rating is a lot better than the E rating had indicate. I have 0 delinquency, never late or file for bankruptcy. My only guess of the low score is due to the high balance in all of my major credit cards, and too many inquires in the last six months. I have a very good and stable job and my financial goal is to pay off all my debts in three years or less. I am very confident that I can pay off this loan and other loans that I am currently carry. I'm a very responsible person and my action is speaking lauder than word as my credit report have shown. Monthly net income: $ 3500 Monthly expenses: $ 3100 Housing: $ 600 Insurance: $ Car expenses: $ 400 Utilities: $ 100 Phone, cable, internet: $ 100 Food, entertainment: $ 300 Clothing, household expenses $ Credit cards and other loans: $ 1400 Other expenses: $ 200 |
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