Consolidation & Plan B
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 28% |
| Lender Rate: | 16% | Borrower: | AdamFL31 |
| Finished | State: | FL | |
| Funded: | 100% | Group: | Tzedakah |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-10-22 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Oct 20, 2007 | Current |
| May 24, 2008 | Paid |
|
Purpose of loan: To pay three high interest credit cards ($3500 with interest rates up to 29%), close those accounts, and to have cash on hand for 8-10 months while I apply 100% paycheck towards other debts. Plan B for debt free living is to use cash for everything. My financial situation: I've had my job for more than 8 years and I pay everything on time. I am really motivated to be debt free. My credit record is good - extensive, but good and I work hard to improve my score. I am working to buy real estate by 2009. Monthly net income: $ 2800 minumum but usually $3400 to $4200 Monthly expenses: $ Housing: $ 500 Insurance: $ 115 Car expenses: $ 450 (15 months more) Utilities: $ 0 Phone, cable, internet: $ 170 Food, entertainment, fuel: $ 450 Clothing, household expenses $ 100 Credit cards and other loans: $ 1052 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 49756 | Want to pay YOU interest, not the big banks! | C | $23,000 @ 15% | Oct 18, 2006 | Withdrawn |
| 209644 | Consolidation & Plan B | C | $8,800 @ 16% | Oct 01, 2007 | Expired |
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