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ReList - Paying One Card Off at a Time

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Listing Information
Amount: $2,000.00 Status: Withdrawn
Grade: C DTI: 16%
Lender Rate: 11% Borrower: Tgrgolfer
Time Left: Finished State: VA
Funded: 3% Group: (No Group)
Purpose of loan:
    
     To payoff one credit card so I can reduce the interest rate and have a commited loan schedule. I live in Virginia which is why I can only offer 11% and hence know because of my C rating I have to start small loan wise. I do plan on paying this first loan back in a little over a year.     

My financial situation: 

Job - I work as an Account Manager for a large bank and have done so for the last 5 years earning $51,375. My credit rating at the moment is  I have not had any late payments but my credit score suffers from a high revolving debt load which I am doing my best to lessen.   

Use of Prosper Loan -

Chase - $2,132 @ 29.99%  - Payoff with Prosper Loan

Monthly Bills

Credit Cards - $ 700
Gym - $44.00
Cell Phone - $45.00
Parking - $90.00
Car & Insurance - $310
Housing - $300
Food & Bev - $150
401 (k) - $75

Total Bill Mo - $1,714.00
Monthly Pay - $ 2,380.00 + 700 in part-time wage earnings (bartender)

As you can see I have over $1400 leftover a month to put towards Prosper and my savings account.
Borrower's Other Listings
145716 Help Me Help You!! C $15,000 @ 11% Jun 01, 2007 Withdrawn
145769 Help Me Help You !! C $15,000 @ 11% Jun 02, 2007 Withdrawn
146592 CC Charge Me Too Much - VA Lets Me Charge Too Little C $10,500 @ 11% Jun 04, 2007 Withdrawn
175407 CC Charge Me Too Much - VA Lets Me Charge Too Little C $1,500 @ 11% Jul 24, 2007 Withdrawn
181551 Working Hard to Raise Credit Rating B $3,000 @ 11% Aug 04, 2007 Expired
207513 Working Hard to Raise Credit Rating C $2,400 @ 11% Sep 26, 2007 Expired
216023 670 Credit Rating - Verified Lender C $1,100 @ 11% Oct 15, 2007 Loan created
375516 1st Loan Paid Off - Seeking New Consolidation C $5,000 @ 11% Aug 01, 2008 Loan created

 

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