EDUCATION AND SMALL DEBT CONSOLIDATION!
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 13% |
| Lender Rate: | 10% | Borrower: | ClayJW |
| Finished | State: | VA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-18 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| Oct 18, 2007 | Current |
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Purpose of loan: I intend to use this loan to consolidate some credit card debt (~9K) incurred while in graduate school (M.A. earned, Georgetown University, May 2007), and to finance several evening courses in Business Administration (6 courses, ~$850 each, over the next 6 months). With a job in management consulting and a background in social sciences, I want to up my business I.Q. with a bit more practical education (finance, accounting, etc.), but without committing to a full-time graduate MBA program. My financial situation: I have a very stable, well-paying job, and intentionally live below my means as I begin rebuilding my net worth after investing in my own education (I put myself through both undergraduate and graduate school through a combination of scholarships, loans, and various jobs). I am a very responsible borrower who understands the value of hard work and GOOD CREDIT. As I only spend approximately one third of my net monthly income, this loan will be very manageable. Thanks to you and Prosper for helping me reach my goals! Monthly net income: ~$4000 Monthly expenses: $ Housing: $ 590 Insurance: $75 Car expenses: Paid off Utilities: $75 Phone, cable, internet: $50 Food, entertainment: $250 Clothing, household expenses $50 Credit cards and other loans: $ 500 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 205243 | Consolidation & Education | AA | $15,000 @ 10% | Sep 28, 2007 | Withdrawn |
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