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Re-list: New Orleans moving expenses

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Listing Information
Amount: $9,999.00 Status: Loan created
Grade: AA DTI: 15%
Lender Rate: 9% Borrower: NYCinNOLA
Time Left: Finished State: LA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-10-17 EricsCC ROI: 8%
Status History
Oct 16, 2007 Current
Sep 30, 2008 Payoff in progress
Oct 04, 2008 Paid
I am re-listing because my previous fully funded listing was canceled due to a discrepancy with my address. I was unable to meet the address verification standards in time for Prosper to fund my loan.

Purpose of loan:

I moved to New Orleans from my hometown of New York City five months ago.

I have approximately $3,500 in moving and other expenses on a credit card. I would like to pay off this amount.

I am also seeking to purchase a used Vespa motorscooter to use as my transportation around this beautiful city. In order to get to my volunteer work to my bartending job I need faster, more reliable transportation than the city buses or my bicycle can provide. The Vespa will cost approximately $3,800.

With the remainder of the money, I want to purchase some creature comforts. I am looking to buy a new LCD television, receiver, stereo, DVD player and good speakers. In order to get back in good shape, I want to purchase a Bowflex home gym.

Lastly, I will take some money and reinvest it as a Prosper lender.

My financial situation:
I am proud that I am able to maintain impeccable credit. I have a very high credit score and a low debt-to-income ratio. I'm 34 years old but I'm not too old to remember mistakes I made in the past with my credit. I worked hard to restore my credit rating/score to the current AA level. I wouldn't do anything to jeopardize my good relations with the credit gods, so I am an extremely safe bet if you choose to invest in me.

Besides the $3,500 credit card, I don't owe anyone else a dime. I am always able to pay my bills on time and I am responsible with managing my money.

I work as a bartender at a fine dining restaurant in the French Quarter in New Orleans. I am able to support myself with the proceeds from my job. After a decent summer money-wise (summer is the slow season), I will be making a lot of money as the tourist season picks up in October.

I very much welcome any questions you may have about my listing. Many thanks!

Monthly net income: $ 3,500

Monthly expenses: $ 1,795
  Housing: $ 525
  Insurance: $ 370
  Car expenses: $ 0
  Utilities: $ 75
  Phone, cable, internet: $ 125
  Food, entertainment: $ 400
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 200
  Other expenses: $
Borrower's Other Listings
200130 New Orleans moving expenses AA $9,999 @ 9% Sep 20, 2007 Cancelled

 

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