Need some help with Payday loans
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 29% |
| Lender Rate: | 25% | Borrower: | dusty32109 |
| Finished | State: | AL | |
| Funded: | 100% | Group: | A WONDERFUL JOURNEY STARTS HERE |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-10-18 | EricsCC ROI: | 24% |
| Status History | |
|---|---|
| Oct 18, 2007 | Current |
| Feb 04, 2010 | Payoff in progress |
| Feb 11, 2010 | Paid |
|
Hello and thank you for viewing my listing. Two years ago I returned from overseas where my wife was recuperating from a slight stroke. We had to start all over which has been hard on us as our credit went from bad to worse while we overseas. We got behind in some of our payments and I wasn't working at the time. Currently, I do not have any that are past due. I have been working now for over the past 18 months. Unfortunately we need some help to get well. We got into the Pay Day Loans and just need some help getting out of their clutches as well as paying off some high interest debt. These guys are just killing me I will use the Prosper Loan to pay off the following Pay Day Loans and Credit Cards. 587 - Pay Day Loan Check and go 475 - Pay Day Advance America 475- First bank of Del Loan 500 - Credit Card Premier 780 - Credit Card Hsbc 2167 ? Acceptance Loan $4,984 - Total amount of Debt to pay off I am retired military so I do have a steady source of income as well as I have a civil service job. My current monthly net income is $3,794. Here's my monthly budget with the prosper loan in place: 684 - Rent 108 - Electricity 84 ? Telephone and cable 680 - Car Payment 158- Furniture payment 200- Other Credit Cards not paid off with loan 207- Prosper Loan (If funded) 104 - Insurance 160 - Gas 250 - Groceries 50 - Recreation $ 2,635 total monthly expenditures As you can see, I have over $1000 left over to be used for savings and emergencies so that I never get into this situation again. Without the loan in place my monthly payments total $3760. I really need this so I can begin to live a normal life free from the stress caused by Pay Day Loans. I have learned my lesson. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 165630 | Debt consolidation | E | $7,500 @ 29% | Jul 09, 2007 | Expired |
| 170019 | Debt consolidation | E | $7,500 @ 29% | Jul 16, 2007 | Expired |
| 174673 | Debt consolidation | E | $5,000 @ 27% | Jul 23, 2007 | Expired |
| 179143 | Debt consolidation | E | $4,500 @ 27% | Jul 31, 2007 | Expired |
| 185103 | Debt consolidation | E | $4,500 @ 27% | Aug 10, 2007 | Withdrawn |
| 190049 | Debt consolidation | E | $4,500 @ 27% | Aug 20, 2007 | Withdrawn |
| 192155 | Debt consolidation | E | $4,500 @ 28% | Aug 24, 2007 | Expired |
| 196648 | Debt consolidation | E | $4,500 @ 28% | Sep 03, 2007 | Expired |
| 201460 | Debt consolidation | E | $3,500 @ 29% | Sep 13, 2007 | Expired |
| 205715 | Need some help with Payday loans. | E | $3,500 @ 29% | Sep 23, 2007 | Expired |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|