p2p lending at lending club
Debt consolidation to begin dream career

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Listing Information
Amount: $9,200.00 Status: Loan created
Grade: A DTI: 37%
Lender Rate: 14% Borrower: pilot2010
Time Left: Finished State: FL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-10-10 EricsCC ROI: 13%
Status History
Oct 11, 2007 Current
Feb 25, 2008 Payoff in progress
Mar 01, 2008 Paid
Purpose of loan:
I have hit a few holes in the road over the last couple of years and want to dig my way out. I was recently accepted into a 2-year pilot program at an academy here in the Orlando, Florida area, which is scheduled to satrt Jan 10 or Feb. 7 (I haven't decided because I want to get my finances situated first). By taking this loan, I will be able to consolidate my bills to one low monthly payment. This means I will have not only enough to pay back this loan, but to also put some toward the academy. I plan to have this paid off within 2 years because of the money I will be saving.

My financial situation:

I am 21, almost 22 years old and I still live at home. This mean that I don't have to pay rent or other housing expenses. Most of my monthly income goes toward paying down my debt.I have never been late or deliquent on any credit card nor have I come close to maxing one out. My bills are always paid on time because I pay them as quickloy as I can when the cycle ends.

Monthly net income: $ 1,700.00

Monthly expenses: $
  Housing: $ 0.00
  Insurance: $ 128.25
  Car expenses: $ 350, more than minimum of 305
  Utilities: $ 0.00
  Cell phone: $ 35
  Food, entertainment: $ 175
  Clothing, household expenses $ 50
  Credit cards and other loans: $ 725
  Other misc. expenses: $ 50

With or without this loan, my debt will be paid off. This loan makes it easier and we all can benefit from it. Thank you so much for taking the time to look at this. If you have any questions please feew free to ask me.
Borrower's Other Listings
208949 Starting pilot academy A $8,000 @ 13% Sep 30, 2007 Withdrawn
293576 Debt consolidation to buy home B $14,000 @ 15% Mar 14, 2008 Withdrawn
297788 Consolidating debt B $15,000 @ 16% Mar 23, 2008 Expired
321617 Consolidating debt B $15,000 @ 19% Apr 29, 2008 Withdrawn
325008 Paying off high rate credit B $12,000 @ 20% May 03, 2008 Expired
338957 Paying off high rate credit B $12,000 @ 20% May 25, 2008 Expired
373940 Paying off high rate credit C $9,800 @ 18% Jul 27, 2008 Expired

 

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