Home Improvement Project needing completion

| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 28% |
| Lender Rate: | 19% | Borrower: | wiseshare2000 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | PLEDGE - Open Membership!!! |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 3 months late | Origination Date: | 2007-10-17 | EricsCC ROI: | -40% |
| Status History | |
|---|---|
| Oct 17, 2007 | Current |
| Aug 01, 2008 | Late |
| Aug 19, 2008 | 1 month late |
| Sep 18, 2008 | 2 months late |
| Sep 20, 2008 | 1 month late |
| Sep 21, 2008 | 2 months late |
| Oct 18, 2008 | 3 months late |
| Nov 06, 2008 | 1 month late |
| Nov 07, 2008 | 2 months late |
| Nov 18, 2008 | 3 months late |
|
Purpose of loan: Thank you for your prompt consideration. I'm a banking professional with 18 years of experience. I'm a very reliable and dependable person. My household income in over $175000. I have two kids, one in a Ivy league school in Washington, DC. and I'm very active in church and my community. I need these funds to finish my master bath and gym room, that my husband started. He is IT Tech. and very active in the community but does not have time to complete the job. I'm asking for money to help my husband complete the job so he can focus on his career and spend more time with family. My financial situation: I'm a very good candidate for this loan and with automatic payment from my bill pay account(in which I get direct deposit twice a month) I will make my payments on time. Monthly net income: $ $3600 - $5000 Monthly expenses: $ 2520 Housing: $ 0 Insurance: $ 70 Car expenses: $ 500 Utilities: $ 100 Phone, cable, internet: $ 50 Food, entertainment: $ 100 Clothing, household expenses $ 100 Credit cards and other loans: $ 1500 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 177779 | goal to incease cash flow and payoff higher int rate loans | D | $10,500 @ 24% | Jul 28, 2007 | Withdrawn |
| 180110 | goal to incease cash flow and payoff higher int rate loans | D | $11,000 @ 29% | Aug 01, 2007 | Withdrawn |
| 186710 | goal to incease cash flow and payoff higher int rate loans | D | $11,000 @ 29% | Aug 13, 2007 | Withdrawn |
| 186723 | Small Business Banker Credit Card Consolidation/Remodel Fund | D | $15,000 @ 29% | Aug 13, 2007 | Expired |
| 198455 | Home Improvement Project needing completion | D | $10,000 @ 23% | Sep 06, 2007 | Expired |
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