p2p lending at lending club
Debt free for Married Life

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Listing Information
Amount: $8,000.00 Status: Loan created
Grade: C DTI: 18%
Lender Rate: 18% Borrower: Yankee_19
Time Left: Finished State: MD
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-10-10 EricsCC ROI: 14%
Status History
Oct 11, 2007 Current
Purpose of loan:

I will be using this loan to pay off credit card bills for both me and my fiancee.  We are getting married in May of next year and I would LOVE to go into married life debt free!  Most of the bills were incurred while she was in college and my income was the only one to support us.  Instead of having so many payments to make each month, I want to pay everything off and have one easy monthly payment.


My financial situation:

I have never been late on a payment in my life.  The only reason I am not a AA is because of the length of my credit history, and there's nothing I can do about that!  I make a decent living, and budget my expenses every month.  Wiping out the credit card payments would give me a lot more money to devote to both paying this loan and ensuring that I don't need to use the credit cards.

Monthly net income: $ 2100

Monthly expenses: $
  Housing: $ 750
  Insurance: $ 0
  Car expenses: $ 447
  Utilities: $ 100
  Phone, cable, internet: $ 50
  Food, entertainment: $ 200
  Clothing, household expenses $
  Credit cards and other loans: $ 400
  Other expenses: $
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