p2p lending at lending club
Help Single Mom With Her Goals!

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Listing Information
Amount: $3,500.00 Status: Loan created
Grade: C DTI: 8%
Lender Rate: 17% Borrower: paperchaser6
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-10-23 EricsCC ROI: 14%
Status History
Oct 23, 2007 Current
Purpose of loan:
I'm going to use this loan to pay off some old credit card debt and to reach my goals after a bit of a rough and tumble life situation. I would like to raise up my credit score so that I can purchase a home within a two year time frame.

My financial situation: My life has made a 180 degreee turn in the past three years - I am a much happier, healthier person now. I got out of a bad relationship, I work at a job I love, where I have full creative control and I have a three year old boy that is the love and joy of my life. I've made some pretty stupid decisions in life and those mistakes are preventing me from getting ahead. My delinquencies are over 4 years old, and were caused by a work accident which left me unemployed for almost one year.

My take home pay is $5500 net. After all bills are paid, I will have $1750 left over, which is more than enough to pay this loan back.

Monthly net income: $5500

Monthly expenses: $3750
  Housing: $1500
  Insurance: $125
  Car expenses: $750
  Utilities: $200
  Phone, cable, internet: $250
  Food, entertainment: $600
  Clothing, household expenses $150
  Credit cards and other loans: $75
  Other expenses: $100

Thank you for taking the time to read my listing.
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