p2p lending at lending club
First time homebuyer looking for some help

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Listing Information
Amount: $6,500.00 Status: Loan created
Grade: C DTI: 17%
Lender Rate: 18% Borrower: davidp123
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-10-10 EricsCC ROI: 14%
Status History
Oct 11, 2007 Current
Purpose of loan: To help fund a down payment for a house so that my children can grow up with better stability than I did.
and to help consolidate high interest loans and credit lines so that I can build up my credit rating and be a lender next time instead of a borrower. The mortgage payment we are looking at is the same as my rent now, I would really like to be paying for something of my own instead.

My financial situation: 
I work hard and am out of state half of the year with my job. I am trying to get ahead in life but just can't seem to. I make decent money and pay all of my bills on time, usually more than the minimum and many times early. I cannot seem to get my head above water even though I do this. I just need a little help  
 
Monthly net income: $
4500
Monthly expenses: $
  Housing: $ 550
  Insurance: $ 0
  Car expenses: $ 120
  Utilities: $ 180
  Phone, cable, internet: $ 180
  Food, entertainment: $ 200
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 500
  Other expenses: $200
Borrower's Other Listings
209410 Help with downpayment for our families home C $6,500 @ 16% Oct 01, 2007 Withdrawn
210092 First time homebuyer looking for some help C $6,500 @ 18% Oct 02, 2007 Withdrawn
390174 Paying off loans and credit card to free up $ for other debt D $3,000 @ 23% Aug 29, 2008 Expired

 

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