PREPARING FOR BABY
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 16% |
| Lender Rate: | 16% | Borrower: | teachergrade4 |
| Finished | State: | AL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 1 month late | Origination Date: | 2007-10-10 | EricsCC ROI: | -39% |
| Status History | |
|---|---|
| Oct 11, 2007 | Current |
| Jun 28, 2008 | Late |
| Jul 09, 2008 | Current |
| Jul 25, 2008 | Late |
| Aug 12, 2008 | 1 month late |
| Aug 16, 2008 | Current |
| Sep 25, 2008 | Late |
| Oct 11, 2008 | 1 month late |
| Nov 11, 2008 | 2 months late |
| Nov 19, 2008 | 1 month late |
|
Purpose of loan: PAYING OFF SOME CC AND COVERING OUT OF POCKET EDUCATION EXPENSES My financial situation: I AM RELISTING BECAUSE THERE WAS A DELAY IN GETTING THE POSTCARD TO VERIFY MY ADDRESS. I HAVE NOT CHANGED ANYTHING IN MY REQUEST, SAME AMOUNT AND SAME REASONS. PLEASE BID AGAIN. WE WERE FULLY FUNDED AND JUST DIDN'T GET THE POSTCARD IN TIME. WE ARE EXPECTING OUR SECOND CHILD AFTER FIFTEEN YEARS OF MARRIAGE. WE RECENTLY MOVED TO ALABAMA BECAUSE OF THE ECONOMIC DOWNTURN IN EASTERN NC. MY HUSBANDS JOB WAS SENT OVERSEAS AND WE CAME HERE SO HE COULD FINISH SCHOOL AND START TEACHING. I AM A TEACHER AND WE HAVE NINE YEAR OLD SON. THIS LOAN WOULD ALLOW US TO REARRANGE OUR DEBT IN SUCH A WAY THAT WE CAN CONTINUE WITH MY HUSBANDS EDUCATION, BECAUSE THE PREGNANCY HAS MADE US THINK ABOUT HIM GOING BACK INTO THE PRIVATE SECTOR. ALTHOUGH WE HAVE THIS OPTION, MY HUSBAND IS A BORN TEACHER AND I DONT WANT HIM TO GIVE UP THIS DREAM. Monthly net income: $ 3000.00 Monthly expenses: $ 1975.00 Housing: $ 0 Insurance: $ 175 Car expenses: $ 500 Utilities: $ 300 Phone, cable, internet: $ 200 Food, entertainment: $ 250 Clothing, household expenses $ 250 Credit cards and other loans: $ 300 Other expenses: $ TOTAL CC DEBT IS 6500.00. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 203790 | education expenses | C | $10,000 @ 18% | Sep 19, 2007 | Withdrawn |
| 204023 | PREPARING FOR BABY | C | $8,500 @ 18% | Sep 19, 2007 | Withdrawn |
| 204399 | PREPARING FOR BABY | C | $8,500 @ 16% | Sep 20, 2007 | Cancelled |
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