Aspiring Firefighter Establishing Credit
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 21% |
| Lender Rate: | 16% | Borrower: | angelfan |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-10 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Oct 09, 2007 | Current |
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Purpose of loan: First off Thankyou for viewing my listing. I heard about this web site thru a relative and he suggested I try it out to help me establish credit and begin on the right foot. I would like to use the money to help pay for my upcoming tuition and my other school expenses. I would also use some to pay down my car loan. I have completed my Associates Degree in Fire Technology and am a few semesters away from my Bachelors in Business Administration. I am going to be persuing a job in the Fire Service when I graduate. This loan would be very helpful for me and reduce the stress of having to work overtime to pay for school. I look forward to having Prosper on my credit report showing payed in full as agreed. I want to begin my new career with AA credit and I know this is the way to get there. ( My financial situation: (I am currently employed full time as a waiter and make a good consistent income.. I have been in this industry for over 3yrs and work at an upscale establishment. I have very little debt and do not use my credit cards without knowing I can pay them off at the end of the month. I have a car loan and insurance and pay a small amount of rent to a family member to help with household expenses. I have never been late on any of my payments and have been paying on my car loan for two years but just got it put into my name alone 6 mos. ago. I save a good deal of my monthly wages and have started an IRA. This Prosper Loan will be comfortable for me to repay and will not cause any strain on me financially. I would appreciate your consideration and I know I will not let anyone down. I am reliable and trustworthy and I thankyou again for looking over my listing. Monthly net income: $1200. Monthly expenses: $ Housing: $ 100. Insurance: $ 150. Car expenses: $ 255. Utilities: $ Phone, cable, internet: $ Food, entertainment: $50. Clothing, household expenses $ 25. Credit cards and other loans: $ 0 Other expenses: $ 50 to IRA As you can see I have plenty of money to make my Prosper payment and still put money away in savings. Total monthly= $580. with Prosper = $765. I still have about $300. for any emergencies etc. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 208666 | Aspiring Firefighter Establishing Credit | D | $3,500 @ 23% | Sep 29, 2007 | Withdrawn |
| 208727 | Aspiring Firefighter Establishing Credit | D | $4,500 @ 23% | Sep 29, 2007 | Withdrawn |
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