My turn to pass the baton
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,500.00 | Status: | Loan created |
| Grade: | B | DTI: | 16% |
| Lender Rate: | 10% | Borrower: | robbyog |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Not Active |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-10-12 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Oct 12, 2007 | Current |
|
Hello all, and thank you to all of you who believed in me the 1st time around. I did exactly as I said and paid it of several months early. I also have purchased 2 homes and brought my credit rating up from a low "D' to a high "B". I could not have done it without the help of the man upstairs, and the genorous people here on Prosper. It is now time for me to return the favor. I am requesting another loan, but this time to help more people like myself, just trying to make a better life for themselves. I am already a Lender and have out 12 loans. It' s a mixed bag of nuts. 1 loan has defaulted, and 3 are at least 3 months late. I still believe in karma, and you get what you give, so in order to help more people, I am attempting to take out another loan. I will be doing better research for future loans I give out. I realized I forgot to put income and expense information in my request so here it is: Monthly Net income: $4900.00 Housing: $ 2169.00 Shared with fiancee ( my portion $1100.00) Rental property: (I pay$500 to offset total mortgage amount) my renter pays 1600.00/mo Insurance: $ 120 Car expenses (fuel/Maintenance): $ 100 Utilities: $ 35 Phone, cable, internet: $ 100 Food, entertainment: $ 120 Clothing, household expenses $ 0 Credit cards and other loans: $ 120 Other expenses: $ Monthly expenses: $ 1695.00 Disposable monthly income-$2705.00 Thank you for reading my request. Regards, Phil |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 6190 | Looking for good Karma | E | $7,000 @ 14% | Apr 15, 2006 | Withdrawn |
| 13049 | Pay of the last of my accounts | E | $3,500 @ 12% | May 12, 2006 | Expired |
| 14991 | One more time | D | $3,500 @ 18% | May 22, 2006 | Loan created |
| 207992 | My turn to pass the baton | B | $4,500 @ 14% | Oct 01, 2007 | Withdrawn |
| 310646 | Economic crunch | C | $21,000 @ 22% | Apr 15, 2008 | Withdrawn |
| 375436 | pay off IRS | C | $12,000 @ 22% | Jul 30, 2008 | Expired |
| 407791 | pay off IRS | C | $7,500 @ 35% | Oct 03, 2008 | Expired |
| 412810 | consolidate, consolidate. | C | $8,500 @ 35% | Oct 13, 2008 | Cancelled |
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