Eric's Credit Community

Hello and thank you for viewing our listing. We are a young married couple of nine years hoping to pay off all consumer debt.

Purpose of loan:
We want to consolidate all of our consumer debt into one lower monthly payment. We will have it all paid off in three years or less. Our goal is to be debt free and save more money. We want to buy a home for us and our two boys.
This loan will be used to consolidate my bills and my wife's bills. We would like to have all of our bills rolled into one monthly payment. We have great jobs with the state and our income increases annually.


Our financial situation:
We both hold very secure jobs?we both work for the Georgia Department of Corrections as a counselor and the warden?s assistant. Our present course of action is to target one credit card at a time by making large payments on it until it gets paid off, then applying the same method to the next one.
We are convinced that a low interest rate loan would speed up the process of eliminating our credit card debt, allowing us to be better prepared for the next phase in our family?s future. Thank you for your consideration.


Monthly net income: $ 4450 (Both)
 
Monthly expenses: $ 2213 + taxes + savings
  Housing:  $ 500 - Rent
  Insurance:  $ 186 - Life and Auto
  Car expenses: $ 550 - Gas plus Car and Truck payments
  Utilities: $ 148 - Electric, Water, Trash
  Phone, cable, internet: $ 129
  Food, entertainment: $ 400
  Credit cards and other loans:  Paid off with Prosper loan
  Other expenses: $ 200 - Afterschool care